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How People Are Getting Started with Online Trading in 2026
Risk Warning: Trading involves risk and may not be suitable for all investors. 74-85% of retail investors lose money when trading
In recent years, more people across Europe have started exploring online trading as a way to take greater control of their finances. With access to regulated platforms and European financial markets, getting started today is more accessible than ever.
Among the most widely used platforms by beginners in the EU, three names consistently stand out: Plus500, known for its simple and intuitive interface; AvaTrade, appreciated for its educational resources; and XTB, a regulated broker with a strong presence across Europe.
This article is for informational purposes only and does not constitute financial advice.

However, one of the most important decisions beginners face is choosing the right broker — one that is properly regulated, transparent on fees, and suited to their level of experience.
Why Choosing the Right Broker Matters
Not all trading platforms are the same. Some offer better European regulation, others lower fees, and some provide more beginner-friendly tools and educational content.
Choosing the wrong broker can lead to unnecessary costs or a frustrating experience. This is why many new traders begin by comparing a few regulated options before opening an account.
What to Look for Before Opening an Account
- Regulation and safety of funds (e.g. CySEC, FCA)
- Ease of use of the platform
- Deposit and withdrawal options
- Customer support availability
- Demo account availability
Popular Trading Platforms Used by Beginners

Plus500
Simple interface and access to a wide range of European and global financial markets. Ideal for beginners thanks to its free demo account. [Plus500CY Ltd, Regafi ID: 73512]
FCA Regulated
Free Demo Account

AvaTrade
Well known for its quality educational resources and multiple platform options. A popular choice among European beginners looking to learn while trading. [AVA Trade EU Ltd, Regafi ID: 73582]
Educational Resources
Multiple Platforms

XTB
Regulated broker with a strong presence across Europe and an intuitive trading platform. A trusted option for investors looking for transparency and reliability. [XTB S.A., Regafi ID: 72146]
Strong EU Presence
Mobile App
How to Get Started
- Choose a regulated broker from the options above
- Open a free account online in a few minutes
- Try the demo version (if available) without risking real money
- Start with a small deposit to get comfortable with the platform
Final Thoughts
Online trading continues to attract interest from people across Europe looking for new financial opportunities. Taking the time to choose the right platform and understand the basics can make a significant difference in the long run.
Trading CFDs involves a high risk of losing invested capital. Always verify the broker’s regulation before opening an account.